TERMS & CONDITIONS

TERMS & CONDITIONS

Last Updated: 20th January 2026

1. Agreement to Terms

1.1. These Terms and Conditions (“Terms”) govern access to and use of the Vallorii Members Area (the “Platform”), operated by Vallorii Limited (“Vallorii”, “we”, “us”, or “our”).

1.2. By accessing or using the Platform, you confirm that you have read, understood, and agree to be legally bound by these Terms. If you do not agree, you must not access or use the Platform.

1.3. Continued use of the Platform following any updates to these Terms constitutes acceptance of the revised Terms.

2. Confidentiality & Non-Disclosure

2.1 Confidential Information
All content available within the Platform, including but not limited to models, methodologies, insights, frameworks, discussions, documents, data, analytics, and reports, tools and outputs made available through the Platform (“Platform Content”) constitutes the confidential and proprietary information of Vallorii (“Confidential Information”).

2.2. Non-Disclosure Obligations
You agree not to disclose, distribute, publish, transmit, or make available any Confidential Information to any third party without Vallorii’s prior written consent.

2.3. Public Disclosure Requests
Any request to share Platform content publicly must be submitted in writing to vallorii@vallorii.com and is subject to Vallorii’s explicit written approval.

2.4. Survival
Your confidentiality obligations survive termination or expiration of your access to the Platform.

3. Acceptable Use Policy

3.1. You may use the Platform solely for its intended purpose of accessing Vallorii-provided insights and tools for lawful business use.

3.2. You must not whether directly or indirectly:

Copy, scrape, extract, reproduce, or reverse engineer any part of the Platform or Platform Content
Attempt to access source code, algorithms, or proprietary systems
Use another user’s credentials or impersonate any person or entity
Introduce malware, automated scripts, bots, or other disruptive technologies
Interfere with the security, integrity, or performance of the Platform

4. Membership & Account Responsibilities

4.1. Registration: You must provide accurate and complete registration details.
4.2. Account Security: You are responsible for maintaining the security of your login credentials. Vallorii is not liable for unauthorized access resulting from your failure to protect login information.
4.3. Access Revocation: Vallorii reserves the right to suspend or terminate your access if you violate these Terms.

5. Intellectual Property & Ownership

5.1. Ownership
All intellectual property rights in the Platform and Platform Content remain the exclusive property of Vallorii.

5.2. Limited Licence
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform and Platform Content solely for your internal business purposes.

5.3. Prohibited Uses
You may not copy, modify, distribute, sell, sublicense, or otherwise exploit Vallorii’s intellectual property without prior written consent.

5.4. AI and Automated Systems Prohibition
You may not use any Platform Content to train, fine-tune, or operate artificial intelligence systems or automated tools without Vallorii’s prior written approval.

6. Financial, Regulator, and Ethical Standard

6.1. You agree to comply with all applicable financial regulations, industry standards, and data protection laws in connection with your use of the Platform and Platform Content.

6.2. Vallorii’s valuation tools must not be used for fraudulent, misleading, unlawful, or unethical purposes.

7. Data Privacy & Protection

7.1. Data Controller
Vallorii Limited acts as the data controller for personal data processed via the Platform.

7.2. Privacy Policy
Personal data is collected and processed in accordance with Vallorii’s Privacy Policy [insert hyperlink] and on the lawful bases set out therein (including contract performance, legitimate interests, legal obligations and, where applicable, consent) which forms part of these Terms.

7.3. User Rights
You retain all rights granted under applicable data protection laws, including rights of access, rectification, erasure, and restriction of processing.

7.4. Restricted Data Uploads
You must not upload or submit sensitive personal data or sensitive financial data through the Platform except where expressly required for its intended use. This restriction applies to user-submitted content only and does not limit Vallorii’s lawful processing of personal data as described in the Privacy Policy.

7.5 Cookies and Analytics
Use of the Platform may involve cookies, analytics tools, and similar technologies as described in the Privacy Policy.

7.6. Privacy Policy Precedence
In the event of any inconsistency between these Terms and the Privacy Policy in relation to personal data processing, the Privacy Policy shall prevail.

8. Automated Access Restrictions

8.1. You may not use bots, scripts, crawlers, or automated tools to access or extract data from the Platform.

8.2. Any unauthorized automated access constitutes a material breach of these Terms.

9. Fees, Payments, and Refunds

9.1. Access to the Platform may be subject to payment of fees as specified at the time of purchase or subscription.

9.2. Unless otherwise stated in writing, fees are non-refundable.

9.3. Vallorii reserves the right to modify pricing, subscription structures, or payment terms with reasonable notice.

10. Disclaimers and No Regulated Advice

10.1. General Information
All Platform Content is provided for general information and analytical purposes only.

10.2. No Advice or Recommendation
Nothing on the Platform or in any Platform content constitutes, or should be construed as, investment, financial, legal, tax or other professional advice, nor does it constitute a recommendation to buy, sell or hold any security, or to adopt or support any particular regulatory or policy position. The Platform is not a substitute for independent professional advice, and recipients should obtain their own independent advice from appropriately qualified professionals before taking any action based on its contents.

10.3. No Personal Recommendation / FSMA
Nothing on the Platform or in any Platform Content constitutes a personal recommendation or advice in relation to any regulated activity for the purposes of the Financial Services and Markets Act 2000.

10.4. Regulatory Status
Vallorii Limited is not authorised or regulated by the Financial Conduct Authority and does not provide regulated investment services.

10.5. Independent Advice
Nothing on the Platform or in any Platform Content takes into account the specific financial circumstances, objectives or needs of any person. You are responsible for obtaining independent professional advice from appropriately qualified advisers before taking any action based on Platform Content.

10.6. Models, Assumptions and Forward-Looking Statements
The analyses, models and results are based on data, assumptions and simplifications that may not prove to be accurate or applicable in all circumstances. Past performance and model outputs are not indicative of future results, and market, economic or regulatory conditions may change without notice.

10.7. No Warranties
While reasonable care is taken in preparing Platform Content, Vallorii makes no representation or warranty, express or implied, as to its accuracy, completeness or reliability.

10.8. Limitation of Liability
To the fullest extent permitted by law, Vallorii (including its directors, employees, agents and affiliates) accepts no liability for any loss or damage (including indirect or consequential loss) arising from any use of, or reliance placed on, the Platform or Platform Content.

11. Termination and Enforcement

11.1. Vallorii may suspend or terminate access immediately for material breaches, including confidentiality or intellectual property violations.

11.2. Where practicable, Vallorii may provide notice prior to termination for non-material breaches.

11.3. Vallorii reserves the right to pursue legal remedies and damages arising from breaches of these Terms.

12. Modification to These Terms

12.1. Vallorii may update these Terms from time to time.

12.2. Material changes will be communicated to users. Continued use of the Platform following updates constitutes acceptance.

13. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of England and Wales, and are subject to the exclusive jurisdiction of the courts of England and Wales.

14. General Provisions

Severability: If any provision is found unenforceable, the remaining provisions remain in effect.
Entire Agreement: These Terms constitute the entire agreement between you and Vallorii regarding Platform use.
No Waiver: Failure to enforce any right does not constitute a waiver.

15. Contact Information

For questions regarding these Terms, please contact vallorii@vallorii.com